/* DaxiMedia - Czech Senior Media Portal */
@import url("https://fonts.googleapis.com/css2?family=Roboto:wght@400;500;700&display=swap");

:root {
  --navy: #1b3a6b;
  --gold: #f5a623;
  --light-blue: #e8f4fd;
  --bg: #f8f9fa;
  --card-bg: #ffffff;
  --text: #2c3e50;
  --muted: #6c757d;
  --danger: #dc3545;
  --border: #dee2e6;
}

/* === BASE === */
* {
  box-sizing: border-box;
}
body {
  font-family: "Roboto", sans-serif;
  font-size: 18px;
  color: var(--text);
  background: var(--bg);
  line-height: 1.7;
}
a {
  color: var(--navy);
  text-decoration: none;
}
a:hover {
  color: var(--gold);
  text-decoration: underline;
}
h1,
h2,
h3,
h4 {
  font-weight: 700;
  color: var(--navy);
}
p {
  margin-bottom: 1rem;
}

/* === TICKER BAR === */
.ticker-bar {
  background: var(--navy);
  color: var(--gold);
  padding: 8px 0;
  font-size: 15px;
  font-weight: 500;
  border-bottom: 2px solid var(--gold);
}
.ticker-bar .ticker-inner {
  display: flex;
  align-items: center;
  gap: 24px;
  flex-wrap: wrap;
}
.ticker-bar .ticker-date {
  color: #fff;
  font-weight: 400;
}
.ticker-bar .ticker-rate {
  color: var(--gold);
  font-weight: 600;
}
.ticker-bar .ticker-sep {
  color: rgba(255, 255, 255, 0.4);
}

/* === HEADER / NAVBAR === */
.site-header {
  background: #fff;
  box-shadow: 0 2px 12px rgba(27, 58, 107, 0.12);
  position: sticky;
  top: 0;
  z-index: 1000;
}
.navbar-brand .brand-name {
  font-size: 26px;
  font-weight: 700;
  color: var(--navy);
  letter-spacing: -0.5px;
}
.navbar-brand .brand-tagline {
  font-size: 13px;
  color: var(--muted);
  display: block;
  line-height: 1.2;
}
.navbar-brand .brand-icon {
  color: var(--navy);
  font-size: 28px;
  margin-right: 8px;
}
.navbar .nav-link {
  font-size: 16px;
  font-weight: 500;
  color: var(--text) !important;
  padding: 8px 14px !important;
  border-radius: 4px;
  transition: all 0.2s;
}
.navbar .nav-link:hover,
.navbar .nav-link.active {
  background: var(--light-blue);
  color: var(--navy) !important;
}
.navbar-toggler {
  border: 2px solid var(--navy);
}
.navbar-toggler:focus {
  box-shadow: 0 0 0 3px rgba(27, 58, 107, 0.25);
}

/* === HERO SECTION === */
.hero-section {
  height: 500px;
  background: linear-gradient(135deg, #1b3a6b 0%, #2a5298 100%);
  background-image: url("/images/hero-bg.jpg");
  background-size: cover;
  background-position: center;
  position: relative;
  display: flex;
  align-items: center;
  overflow: hidden;
}
.hero-overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(
    to right,
    rgba(27, 58, 107, 0.92) 0%,
    rgba(27, 58, 107, 0.7) 50%,
    rgba(27, 58, 107, 0.3) 100%
  );
}
.hero-content {
  position: relative;
  z-index: 2;
  max-width: 600px;
}
.hero-category {
  display: inline-block;
  background: var(--gold);
  color: #000;
  font-size: 13px;
  font-weight: 700;
  padding: 4px 12px;
  border-radius: 3px;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  margin-bottom: 16px;
}
.hero-title {
  font-size: 36px;
  font-weight: 700;
  color: #fff;
  line-height: 1.25;
  margin-bottom: 16px;
}
.hero-date {
  color: rgba(255, 255, 255, 0.75);
  font-size: 15px;
  margin-bottom: 24px;
}
.btn-hero {
  background: var(--gold);
  color: #000;
  font-weight: 700;
  font-size: 16px;
  padding: 12px 28px;
  border-radius: 6px;
  border: none;
  transition: all 0.2s;
  display: inline-block;
}
.btn-hero:hover {
  background: #e09410;
  color: #000;
  transform: translateY(-1px);
  box-shadow: 0 4px 16px rgba(0, 0, 0, 0.2);
}

/* === SECTION TITLES === */
.section-title {
  font-size: 28px;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 8px;
  padding-bottom: 12px;
  border-bottom: 3px solid var(--gold);
  display: inline-block;
}
.section-subtitle {
  color: var(--muted);
  font-size: 16px;
  margin-bottom: 32px;
}

/* === ARTICLE CARDS === */
.article-card {
  background: var(--card-bg);
  border-radius: 10px;
  overflow: hidden;
  box-shadow: 0 2px 12px rgba(0, 0, 0, 0.08);
  transition:
    transform 0.2s,
    box-shadow 0.2s;
  height: 100%;
  display: flex;
  flex-direction: column;
}
.article-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 8px 24px rgba(27, 58, 107, 0.15);
}
.article-card-img {
  width: 100%;
  height: 220px;
  object-fit: cover;
  background: linear-gradient(135deg, var(--light-blue), #c8e6f5);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 60px;
  color: var(--navy);
  flex-shrink: 0;
}
.article-card-img img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}
.article-card-img.placeholder {
  background: linear-gradient(135deg, var(--light-blue) 0%, #b8d9f0 100%);
}
.article-card-body {
  padding: 20px;
  display: flex;
  flex-direction: column;
  flex: 1;
}
.article-category-badge {
  display: inline-block;
  font-size: 12px;
  font-weight: 700;
  padding: 3px 10px;
  border-radius: 3px;
  text-transform: uppercase;
  letter-spacing: 0.4px;
  margin-bottom: 10px;
}
.badge-duchody {
  background: #e8f0fe;
  color: #1a56db;
}
.badge-zdravi {
  background: #d1fae5;
  color: #065f46;
}
.badge-cestovani {
  background: #fef3c7;
  color: #92400e;
}
.badge-socialni {
  background: #ede9fe;
  color: #5b21b6;
}
.badge-finance {
  background: #fee2e2;
  color: #991b1b;
}
.badge-pravo {
  background: #fdf4ff;
  color: #7e22ce;
}
.badge-default {
  background: var(--light-blue);
  color: var(--navy);
}

.article-card-title {
  font-size: 18px;
  font-weight: 700;
  color: var(--navy);
  line-height: 1.4;
  margin-bottom: 10px;
  display: -webkit-box;
  -webkit-line-clamp: 2;
  -webkit-box-orient: vertical;
  overflow: hidden;
}
.article-card-excerpt {
  font-size: 15px;
  color: var(--muted);
  line-height: 1.6;
  display: -webkit-box;
  -webkit-line-clamp: 2;
  -webkit-box-orient: vertical;
  overflow: hidden;
  margin-bottom: 14px;
}
.article-card-meta {
  font-size: 14px;
  color: var(--muted);
  margin-bottom: 14px;
  display: flex;
  align-items: center;
  gap: 12px;
  flex-wrap: wrap;
}
.article-card-meta i {
  font-size: 13px;
}
.article-card-footer {
  margin-top: auto;
  padding-top: 12px;
  border-top: 1px solid var(--border);
}
.btn-read-more {
  background: transparent;
  color: var(--navy);
  border: 2px solid var(--navy);
  font-size: 14px;
  font-weight: 600;
  padding: 8px 18px;
  border-radius: 5px;
  transition: all 0.2s;
  display: inline-block;
}
.btn-read-more:hover {
  background: var(--navy);
  color: #fff;
}

/* === CURRENCY WIDGET === */
.currency-section {
  background: var(--light-blue);
  padding: 60px 0;
}
.currency-table {
  background: #fff;
  border-radius: 10px;
  overflow: hidden;
  box-shadow: 0 2px 12px rgba(0, 0, 0, 0.08);
}
.currency-table table {
  width: 100%;
  border-collapse: collapse;
  font-size: 17px;
}
.currency-table thead th {
  background: var(--navy);
  color: #fff;
  padding: 14px 18px;
  font-weight: 600;
  font-size: 15px;
  text-align: left;
}
.currency-table tbody td {
  padding: 14px 18px;
  border-bottom: 1px solid var(--border);
  vertical-align: middle;
}
.currency-table tbody tr:last-child td {
  border-bottom: none;
}
.currency-table tbody tr:hover {
  background: var(--bg);
}
.currency-table tbody tr.highlight-row {
  background: #fffbf0;
}
.currency-table .currency-code {
  font-weight: 700;
  color: var(--navy);
  font-size: 16px;
}
.currency-table .currency-rate {
  font-weight: 700;
  font-size: 18px;
  color: var(--text);
}
.currency-table .currency-flag {
  font-size: 22px;
  margin-right: 8px;
}
.currency-updated {
  font-size: 14px;
  color: var(--muted);
  margin-top: 12px;
  text-align: right;
}
.btn-all-currencies {
  background: var(--navy);
  color: #fff;
  font-size: 16px;
  font-weight: 600;
  padding: 12px 28px;
  border-radius: 6px;
  border: none;
  transition: all 0.2s;
  display: inline-block;
  margin-top: 20px;
}
.btn-all-currencies:hover {
  background: #142d54;
  color: #fff;
  transform: translateY(-1px);
}

/* === TOOLS SECTION === */
.tools-section {
  padding: 60px 0;
}
.tool-card-navy {
  background: var(--navy);
  color: #fff;
  border-radius: 10px;
  padding: 40px;
  height: 100%;
  display: flex;
  flex-direction: column;
  justify-content: center;
  box-shadow: 0 4px 20px rgba(27, 58, 107, 0.2);
}
.tool-card-navy h3 {
  color: var(--gold);
  font-size: 24px;
  margin-bottom: 12px;
}
.tool-card-navy p {
  color: rgba(255, 255, 255, 0.85);
  font-size: 16px;
  margin-bottom: 24px;
}
.btn-gold {
  background: var(--gold);
  color: #000;
  font-weight: 700;
  font-size: 16px;
  padding: 12px 28px;
  border-radius: 6px;
  border: none;
  transition: all 0.2s;
  display: inline-block;
}
.btn-gold:hover {
  background: #e09410;
  color: #000;
  transform: translateY(-1px);
}
.tool-article-card {
  background: var(--card-bg);
  border-radius: 10px;
  overflow: hidden;
  box-shadow: 0 2px 12px rgba(0, 0, 0, 0.08);
  height: 100%;
}
.tool-article-img {
  height: 200px;
  background: linear-gradient(135deg, #d1fae5, #a7f3d0);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 64px;
}
.tool-article-body {
  padding: 24px;
}
.tool-article-body h3 {
  font-size: 20px;
  color: var(--navy);
  margin-bottom: 12px;
}
.tool-article-body p {
  font-size: 16px;
  color: var(--muted);
}

/* === TEAM SECTION === */
.team-section {
  background: var(--light-blue);
  padding: 60px 0;
}
.team-card {
  background: var(--card-bg);
  border-radius: 10px;
  overflow: hidden;
  box-shadow: 0 2px 12px rgba(0, 0, 0, 0.08);
  text-align: center;
  transition: transform 0.2s;
  height: 100%;
}
.team-card:hover {
  transform: translateY(-4px);
}
.team-card-img {
  width: 100%;
  height: 220px;
  object-fit: cover;
  background: linear-gradient(135deg, var(--navy), #2a5298);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 80px;
  color: rgba(255, 255, 255, 0.3);
}
.team-card-img img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}
.team-card-body {
  padding: 24px;
}
.team-name {
  font-size: 20px;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 4px;
}
.team-role {
  font-size: 14px;
  color: var(--gold);
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  margin-bottom: 14px;
}
.team-bio {
  font-size: 15px;
  color: var(--muted);
  line-height: 1.6;
}

/* === ARTICLE PAGE === */
.article-page-header {
  background: var(--navy);
  padding: 50px 0 30px;
  color: #fff;
}
.article-page-header h1 {
  color: #fff;
  font-size: 32px;
  line-height: 1.3;
}
.article-meta-bar {
  display: flex;
  align-items: center;
  gap: 20px;
  flex-wrap: wrap;
  font-size: 15px;
  color: rgba(255, 255, 255, 0.8);
  margin-top: 16px;
}
.article-meta-bar i {
  margin-right: 4px;
}
.article-featured-img {
  width: 100%;
  height: 400px;
  object-fit: cover;
  border-radius: 10px;
  margin-bottom: 32px;
  background: linear-gradient(135deg, var(--light-blue), #b8d9f0);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 100px;
  color: var(--navy);
}
.article-featured-img img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  border-radius: 10px;
}
.article-content {
  font-size: 18px;
  line-height: 1.8;
  color: var(--text);
}
.article-content h3 {
  font-size: 22px;
  color: var(--navy);
  margin-top: 32px;
  margin-bottom: 14px;
  padding-bottom: 8px;
  border-bottom: 2px solid var(--gold);
}
.article-content p {
  margin-bottom: 1.2rem;
}
.article-content strong {
  color: var(--navy);
}
.article-content a {
  color: var(--navy);
  text-decoration: underline;
}

/* Sidebar */
.sidebar-widget {
  background: var(--card-bg);
  border-radius: 10px;
  padding: 24px;
  margin-bottom: 24px;
  box-shadow: 0 2px 12px rgba(0, 0, 0, 0.06);
}
.sidebar-widget h4 {
  font-size: 18px;
  color: var(--navy);
  margin-bottom: 16px;
  padding-bottom: 8px;
  border-bottom: 2px solid var(--gold);
}
.sidebar-article-item {
  display: flex;
  gap: 12px;
  padding: 10px 0;
  border-bottom: 1px solid var(--border);
}
.sidebar-article-item:last-child {
  border-bottom: none;
}
.sidebar-article-item .art-icon {
  width: 60px;
  height: 60px;
  border-radius: 6px;
  background: var(--light-blue);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 24px;
  flex-shrink: 0;
  color: var(--navy);
}
.sidebar-article-item .art-info a {
  font-size: 15px;
  font-weight: 600;
  color: var(--navy);
  line-height: 1.4;
  display: block;
}
.sidebar-article-item .art-info span {
  font-size: 13px;
  color: var(--muted);
}

/* Share buttons */
.share-section {
  background: var(--light-blue);
  border-radius: 10px;
  padding: 24px;
  margin-top: 32px;
}
.share-section h5 {
  font-size: 16px;
  color: var(--navy);
  margin-bottom: 14px;
  font-weight: 700;
}
.btn-share {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 10px 20px;
  border-radius: 6px;
  font-size: 14px;
  font-weight: 600;
  border: none;
  cursor: pointer;
  transition: all 0.2s;
  margin: 4px;
}
.btn-share:hover {
  transform: translateY(-1px);
  opacity: 0.9;
}
.btn-share-fb {
  background: #1877f2;
  color: #fff;
}
.btn-share-tw {
  background: #000;
  color: #fff;
}
.btn-share-wp {
  background: #25d366;
  color: #fff;
}

/* === BREADCRUMB === */
.breadcrumb-bar {
  background: var(--bg);
  border-bottom: 1px solid var(--border);
  padding: 10px 0;
}
.breadcrumb {
  margin: 0;
  font-size: 14px;
}
.breadcrumb-item a {
  color: var(--navy);
}
.breadcrumb-item.active {
  color: var(--muted);
}

/* === KURZY PAGE === */
.kurzy-hero {
  background: linear-gradient(135deg, var(--navy), #2a5298);
  color: #fff;
  padding: 50px 0;
  text-align: center;
}
.kurzy-hero h1 {
  color: #fff;
  font-size: 36px;
}
.kurzy-hero p {
  color: rgba(255, 255, 255, 0.85);
  font-size: 18px;
  margin-top: 8px;
}
.kurzy-full-table {
  background: #fff;
  border-radius: 10px;
  overflow: hidden;
  box-shadow: 0 2px 16px rgba(0, 0, 0, 0.08);
}
.kurzy-full-table table {
  width: 100%;
  border-collapse: collapse;
  font-size: 17px;
}
.kurzy-full-table thead th {
  background: var(--navy);
  color: #fff;
  padding: 14px 18px;
  font-size: 15px;
  font-weight: 600;
  text-align: left;
}
.kurzy-full-table tbody td {
  padding: 13px 18px;
  border-bottom: 1px solid var(--border);
  vertical-align: middle;
}
.kurzy-full-table tbody tr:last-child td {
  border-bottom: none;
}
.kurzy-full-table tbody tr:hover {
  background: var(--bg);
}
.kurzy-full-table tbody tr.main-currency {
  background: #fffbf0;
  font-weight: 600;
}
.kurzy-full-table .rate-value {
  font-weight: 700;
  font-size: 18px;
  color: var(--navy);
}
.kurzy-info-box {
  background: var(--light-blue);
  border-left: 4px solid var(--navy);
  padding: 16px 20px;
  border-radius: 0 8px 8px 0;
  margin-top: 20px;
  font-size: 15px;
  color: var(--text);
}

/* === KALKULACKA PAGE === */
.kalkulacka-hero {
  background: linear-gradient(135deg, var(--navy), #2a5298);
  color: #fff;
  padding: 50px 0;
  text-align: center;
}
.kalkulacka-hero h1 {
  color: #fff;
  font-size: 36px;
}
.kalkulacka-hero p {
  color: rgba(255, 255, 255, 0.85);
  font-size: 18px;
  margin-top: 8px;
}
.calc-card {
  background: #fff;
  border-radius: 12px;
  padding: 36px;
  box-shadow: 0 4px 20px rgba(0, 0, 0, 0.1);
}
.calc-card .form-label {
  font-size: 17px;
  font-weight: 600;
  color: var(--navy);
  margin-bottom: 6px;
}
.calc-card .form-control {
  font-size: 18px;
  padding: 12px 16px;
  border: 2px solid var(--border);
  border-radius: 8px;
  height: auto;
}
.calc-card .form-control:focus {
  border-color: var(--navy);
  box-shadow: 0 0 0 3px rgba(27, 58, 107, 0.15);
}
.btn-calculate {
  background: var(--navy);
  color: #fff;
  font-size: 18px;
  font-weight: 700;
  padding: 14px 36px;
  border-radius: 8px;
  border: none;
  width: 100%;
  transition: all 0.2s;
}
.btn-calculate:hover {
  background: #142d54;
  transform: translateY(-1px);
}
#result-box {
  display: none;
  background: linear-gradient(135deg, #f0f7ff, #e8f4fd);
  border: 2px solid var(--navy);
  border-radius: 12px;
  padding: 30px;
  margin-top: 28px;
}
.result-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 10px 0;
  border-bottom: 1px solid rgba(27, 58, 107, 0.15);
  font-size: 17px;
}
.result-row:last-child {
  border-bottom: none;
}
.result-row .label {
  color: var(--muted);
}
.result-row .value {
  font-weight: 700;
  color: var(--navy);
  font-size: 18px;
}
.result-total {
  background: var(--navy);
  color: #fff;
  border-radius: 10px;
  padding: 20px 24px;
  margin-top: 20px;
  text-align: center;
}
.result-total .total-label {
  font-size: 16px;
  color: rgba(255, 255, 255, 0.8);
  margin-bottom: 6px;
}
.result-total .total-amount {
  font-size: 42px;
  font-weight: 700;
  color: var(--gold);
  line-height: 1.1;
}
.result-total .total-sub {
  font-size: 16px;
  color: rgba(255, 255, 255, 0.7);
  margin-top: 4px;
}
.formula-box {
  background: var(--light-blue);
  border-radius: 10px;
  padding: 28px;
  margin-top: 32px;
}
.formula-box h4 {
  color: var(--navy);
  font-size: 20px;
  margin-bottom: 16px;
}
.formula-step {
  display: flex;
  gap: 14px;
  margin-bottom: 14px;
  align-items: flex-start;
}
.formula-step-num {
  width: 32px;
  height: 32px;
  background: var(--navy);
  color: #fff;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  font-size: 15px;
  flex-shrink: 0;
  margin-top: 2px;
}
.formula-step-text {
  font-size: 16px;
  color: var(--text);
  line-height: 1.6;
}
.formula-step-text strong {
  color: var(--navy);
}

/* === PAGE HERO (generic) === */
.page-hero {
  background: linear-gradient(135deg, var(--navy), #2a5298);
  color: #fff;
  padding: 50px 0;
}
.page-hero h1 {
  color: #fff;
  font-size: 36px;
  margin-bottom: 8px;
}
.page-hero p {
  color: rgba(255, 255, 255, 0.85);
  font-size: 18px;
  margin: 0;
}

/* === CONTACT FORM === */
.contact-form-card {
  background: #fff;
  border-radius: 12px;
  padding: 36px;
  box-shadow: 0 4px 20px rgba(0, 0, 0, 0.08);
}
.contact-form-card .form-label {
  font-size: 17px;
  font-weight: 600;
  color: var(--navy);
}
.contact-form-card .form-control,
.contact-form-card .form-select {
  font-size: 17px;
  padding: 11px 14px;
  border: 2px solid var(--border);
  border-radius: 8px;
  height: auto;
}
.contact-form-card .form-control:focus {
  border-color: var(--navy);
  box-shadow: 0 0 0 3px rgba(27, 58, 107, 0.12);
}
.btn-send {
  background: var(--navy);
  color: #fff;
  font-size: 17px;
  font-weight: 700;
  padding: 13px 32px;
  border-radius: 8px;
  border: none;
  transition: all 0.2s;
}
.btn-send:hover {
  background: #142d54;
  transform: translateY(-1px);
}
.contact-info-card {
  background: var(--navy);
  color: #fff;
  border-radius: 12px;
  padding: 32px;
  height: 100%;
}
.contact-info-card h4 {
  color: var(--gold);
  font-size: 20px;
  margin-bottom: 24px;
}
.contact-info-item {
  display: flex;
  gap: 14px;
  margin-bottom: 22px;
  align-items: flex-start;
}
.contact-info-item i {
  font-size: 22px;
  color: var(--gold);
  margin-top: 2px;
  flex-shrink: 0;
}
.contact-info-item .info-text {
  font-size: 16px;
  color: rgba(255, 255, 255, 0.9);
  line-height: 1.5;
}
.contact-info-item .info-label {
  font-size: 13px;
  color: rgba(255, 255, 255, 0.6);
  margin-bottom: 2px;
}
.map-container {
  border-radius: 12px;
  overflow: hidden;
  box-shadow: 0 4px 20px rgba(0, 0, 0, 0.12);
}

/* === ABOUT PAGE === */
.about-intro {
  font-size: 19px;
  line-height: 1.8;
  color: var(--text);
}
.value-card {
  background: #fff;
  border-radius: 10px;
  padding: 28px;
  text-align: center;
  box-shadow: 0 2px 12px rgba(0, 0, 0, 0.07);
  height: 100%;
}
.value-icon {
  font-size: 40px;
  color: var(--gold);
  margin-bottom: 14px;
  display: block;
}
.value-card h5 {
  font-size: 18px;
  color: var(--navy);
  margin-bottom: 10px;
}
.value-card p {
  font-size: 15px;
  color: var(--muted);
}

/* === LEGAL PAGES === */
.legal-content {
  font-size: 17px;
  line-height: 1.8;
}
.legal-content h2 {
  font-size: 24px;
  color: var(--navy);
  margin-top: 36px;
  margin-bottom: 14px;
}
.legal-content h3 {
  font-size: 20px;
  color: var(--navy);
  margin-top: 24px;
  margin-bottom: 10px;
}
.legal-content ul {
  padding-left: 24px;
  margin-bottom: 16px;
}
.legal-content ul li {
  margin-bottom: 6px;
}
.legal-content table {
  width: 100%;
  border-collapse: collapse;
  margin-bottom: 20px;
  font-size: 16px;
}
.legal-content table th {
  background: var(--navy);
  color: #fff;
  padding: 10px 14px;
  text-align: left;
}
.legal-content table td {
  padding: 10px 14px;
  border-bottom: 1px solid var(--border);
}

/* === FOOTER === */
.site-footer {
  background: var(--navy);
  color: rgba(255, 255, 255, 0.85);
  padding: 60px 0 0;
}
.footer-brand .brand-name {
  color: #fff;
  font-size: 24px;
  font-weight: 700;
}
.footer-brand .brand-tagline {
  color: rgba(255, 255, 255, 0.6);
  font-size: 14px;
}
.footer-brand p {
  font-size: 15px;
  color: rgba(255, 255, 255, 0.7);
  margin-top: 12px;
}
.footer-col h5 {
  color: var(--gold);
  font-size: 16px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  margin-bottom: 18px;
}
.footer-col ul {
  list-style: none;
  padding: 0;
  margin: 0;
}
.footer-col ul li {
  margin-bottom: 10px;
}
.footer-col ul li a {
  color: rgba(255, 255, 255, 0.75);
  font-size: 15px;
  transition: color 0.2s;
}
.footer-col ul li a:hover {
  color: var(--gold);
  text-decoration: none;
}
.footer-bottom {
  border-top: 1px solid rgba(255, 255, 255, 0.15);
  padding: 18px 0;
  margin-top: 48px;
  font-size: 14px;
  color: rgba(255, 255, 255, 0.55);
}
.footer-bottom a {
  color: rgba(255, 255, 255, 0.6);
}
.footer-bottom a:hover {
  color: var(--gold);
}

/* === COOKIE BANNER === */
#cookie-banner {
  position: fixed;
  bottom: 0;
  left: 0;
  right: 0;
  background: var(--navy);
  color: #fff;
  padding: 16px 24px;
  z-index: 9999;
  display: none;
  align-items: center;
  gap: 16px;
  flex-wrap: wrap;
  border-top: 3px solid var(--gold);
  box-shadow: 0 -4px 20px rgba(0, 0, 0, 0.2);
}
#cookie-banner p {
  margin: 0;
  flex: 1;
  font-size: 15px;
}
#cookie-banner a {
  color: var(--gold);
  text-decoration: underline;
}
.cookie-btn-accept {
  background: var(--gold);
  color: #000;
  border: none;
  padding: 10px 22px;
  border-radius: 5px;
  font-weight: 700;
  font-size: 15px;
  cursor: pointer;
  transition: all 0.2s;
}
.cookie-btn-accept:hover {
  background: #e09410;
}
.cookie-btn-reject {
  background: transparent;
  color: #fff;
  border: 2px solid rgba(255, 255, 255, 0.6);
  padding: 10px 22px;
  border-radius: 5px;
  font-weight: 600;
  font-size: 15px;
  cursor: pointer;
  transition: all 0.2s;
}
.cookie-btn-reject:hover {
  border-color: #fff;
}

/* === UTILITIES === */
.section-pad {
  padding: 60px 0;
}
.bg-light-blue {
  background: var(--light-blue);
}
.text-navy {
  color: var(--navy);
}
.text-gold {
  color: var(--gold);
}
.border-gold {
  border-color: var(--gold) !important;
}

/* === RESPONSIVE === */
@media (max-width: 991px) {
  .hero-title {
    font-size: 28px;
  }
  .hero-section {
    height: 420px;
  }
  .section-title {
    font-size: 24px;
  }
}
@media (max-width: 767px) {
  body {
    font-size: 16px;
  }
  .ticker-bar .ticker-inner {
    gap: 12px;
    font-size: 13px;
  }
  .hero-section {
    height: 380px;
  }
  .hero-title {
    font-size: 22px;
  }
  .btn-hero {
    font-size: 15px;
    padding: 10px 22px;
  }
  .section-title {
    font-size: 22px;
  }
  .section-pad {
    padding: 40px 0;
  }
  .calc-card {
    padding: 24px;
  }
  .contact-form-card {
    padding: 24px;
  }
  .tool-card-navy {
    padding: 28px;
  }
  .result-total .total-amount {
    font-size: 34px;
  }
  .navbar-brand .brand-name {
    font-size: 22px;
  }
}